The financial assessment will be different based upon whether you will be receiving care services in your own home, which includes short breaks away, or if you will be in a residential care home or a nursing home.
The financial assessment will be carried out by one of our financial assessment officers. It usually takes place over the phone or as a face-to-face meeting, in your own home or at a BCP Council office if you prefer.
The assessment is made up of different sections as below.
We will ask you to provide information and evidence about your savings and any other assets you have. These could include:
If you give away assets to avoid paying the full fees, the value of these assets will still be included in your assessment.
We will ask you to provide information and evidence of any money you have coming in including:
We will ask you to provide information and evidence of any money you spend relating to your home including:
Other housing related expenses such as gas, electric, water or food are not included. This is because an allowance is made for these in our calculation. The government sets a minimum amount for this.
This only applies if you will be receiving care in your own home and will not be going into a residential home.
Disability related expenditure (DRE) refers to outgoings you have as a result of your disabilities, and which enable you to maintain your independence.
DRE can be particular expenses you have because of your disability, such as adaptations to clothing, or may be the extra amount you pay for usual household expenses, above what a usual amount would be. For example:
If you feel you do have an expense that should be considered as DRE you may need to provide evidence such as receipts or a letter from your GP or other health or social care professional.
